Skip to main content
Colombian State Portal
Individuals
Savingblue-bown
Saving

Saving

  • Refunds
  • Affiliation
Severanceblue-bown
Severance

Severance

  • Memberships and transfers
  • Refunds of Severance Pay
  • Insurance
  • Unemployment Law
Housingblue-bown
Housing

Housing

  • Mortgage loan
  • Residential leasing
  • Preferential rate
  • Government programs
  • Tools and procedures
  • Builder credit
Programs

Programs

  • FNA Generation
  • The most notable
  • Colombians abroad
  • Together
Companies
Companiesblue-bown
Companies

Companies

  • Public sector
  • Private sector
  • Flat File Structure
  • Regulations
  • Contribution and report
  • Multi-user key
  • Company registration
Builders
Builders

Builders

  • SAE Property
  • My home FNA
  • Builder credit
National Savings FundNational Savings Fund
HomeTransparency
Citizen attention
Citizen attentionblue-bown
Citizen attention

Citizen attention

  • Procedures and services
  • Petitions, complaints, claims, suggestions and reports
  • Service channels
  • Points of attention
  • Activities calendar
  • Frequently Asked Questions (FAQ)
  • Satisfaction survey
  • Consumer advocate
  • Conditions and policies
  • Inclusion and accessibility
  • Job offers and calls for applications
Participate
Participate

Participate

  • Identification and diagnostic of needs
  • Participatory planning and budgeting
  • Citizen consultation
  • Collaboration and open innovation
  • Accountability
  • Social control
News
News

News

  • Audios
  • Blog
  • Newsletters
  • Special reports
Financial Education
Online Services
Login

FNA launches credit for improvements without mortgaging housing

At the Housing Fair in Bogotá, FNA revolutionizes access to home improvements: now you can request a loan without mortgaging your homeFrom May 22 to 24, in

FNA lanza crédito para mejoras sin hipotecar vivienda

Share

WhatsAppFacebookLinkedinTwitter

Fecha de publicación:

May 22, 2026

Share

WhatsAppFacebookLinkedinTwitter

At the Housing Fair in Bogotá, FNA revolutionizes access to home improvements: now you can request a loan without mortgaging your home

  • From May 22 to 24, at FNA's main headquarters in Puente Aranda, citizens will be able to access this financial solution that transforms the way of investing in the home, eliminating one of the main barriers to access to credit.

Bogotá, May 22, 2026. The dream of improving your own housing without putting it at risk is now a reality. Fondo Nacional del Ahorro (FNA) launches at the Housing Fair in Bogotá a new credit line for improvement without mortgage guarantee, an unprecedented alternative that will allow thousands of Colombians to expand, remodel or build more floors in their houses or apartments without the need to mortgage them.

A FAIR THAT MARKS A BEFORE AND AFTER IN ACCESS TO CREDIT

For three days, FNA will open its doors with a comprehensive offer of housing solutions that includes financing of up to 100%, frozen interest rates and personalized advice in one place.

But the great novelty will be this new credit line that breaks the mold: for the first time, Colombians will be able to finance improvements in their housing without mortgaging it, which represents a unique opportunity for those who wish to transform their home without assuming risks over their wealth.

IMPROVING HOUSING WITHOUT MORTGAGING IT: A REAL SOLUTION FOR FAMILIES

This new line is designed to respond to a concrete need of millions of families: to improve their living conditions without financial complications.

With this credit, members will be able to:

  • Remodel interior spaces

  • Make adaptations or repairs

  • Expand their housing

  • Build new floors on owned houses

All this without the need to establish a mortgage guarantee, facilitating access and speeding up processes.

FROM RENT TO INVESTMENT IN YOUR OWN HOME

The Housing Fair in Bogotá will also be the scenario for thousands of families to take the step toward building wealth. In addition to the new improvement line, attendees will be able to:

  • Access mortgage credit of up to 100% of the property value

  • Benefit from interest rates protected against inflation

  • Receive comprehensive advice to close their process in one place

  • Learn about portfolio purchase options to improve credit conditions

FNA thus continues to consolidate itself as an entity that eliminates barriers and brings real solutions to Colombians.

A COMMITMENT TO QUALITY OF LIFE AND URBAN DEVELOPMENT

With more than 57 years of experience, Fondo Nacional del Ahorro reaffirms its commitment to the well-being of Colombian families, not only facilitating access to new housing, but also promoting the improvement of existing housing conditions.

This new credit line not only impacts households, but dynamizes the construction sector, generates employment and strengthens urban development in Bogotá and the country.

EVENT INFORMATION

  • 📍Location: FNA main headquarters – Cra 65 # 11 – 83, Puente Aranda, Bogotá

  • 📅Date: May 22, 23 and 24, 2026

  • 🕗Time: 8:00 a.m. to 5:00 p.m.

Because whoever wants a home, with FNA can!


About Fondo Nacional del Ahorro

Fondo Nacional del Ahorro (FNA) is a State entity with more than 55 years of experience managing and converting the Cesantías and savings of Colombians into homeownership.




Related newsletters

FNA entrega viviendas y créditos de mejora en Acacías

May 9, 2026

FNA delivers housing and improvement loans in Acacías

FNA impulsa acceso a vivienda con financiación del 100 %

April 16, 2026

FNA boosts housing access with 100% financing

FNA y su Junta Directiva congelan tasas de interés y eliminan cuota inicial

March 31, 2026

FNA and its Board of Directors freeze interest rates and eliminate the down payment

Supervised by Superintendencia Financiera de Colombia
Fondo Nacional del Ahorro

Main Service Points - Correspondence

65th Avenue #11-83, Aranda Bridge, Bogotá - Colombia

Monday to Friday, 8:00 a.m. to 4:00 p.m.

Saturday, 8:00 a.m. to 1:00 p.m.

ICONTEC Certification

Main Headquarters

65th Avenue #11-83, Aranda Bridge, Bogotá - Colombia

Phone: 601 307 7070

National line: 01 8000 52 7070 or from your cell phone free at #289 for mobile operators

Legalization line: 01 8000 23 3362

Anti-corruption line: 01 8000 112669 - 601 420 1686

Judicial notifications:

notificacionesjudiciales@fna.gov.co

Control entities:

entesdecontrol@fna.gov.co

Download our app

Disponible enGoogle Play
Disponible enApple Store
Disponible enAppGallery

Last update

May 30, 2026

InstagramFacebookTwitterTik TokYoutubeLinkedin
GOV.COColombia.COBicentennial Group
Fondo Nacional del Ahorro

Main Service Points - Correspondence

65th Avenue #11-83, Aranda Bridge, Bogotá - Colombia

Monday to Friday, 8:00 a.m. to 4:00 p.m.

Saturday, 8:00 a.m. to 1:00 p.m.

ICONTEC Certification

Main Headquarters

65th Avenue #11-83, Aranda Bridge, Bogotá - Colombia

Phone: 601 307 7070

National line: 01 8000 52 7070 or from your cell phone free at #289 for mobile operators

Legalization line: 01 8000 23 3362

Anti-corruption line: 01 8000 112669 - 601 420 1686

Judicial notifications:

notificacionesjudiciales@fna.gov.co

Control entities:

entesdecontrol@fna.gov.co

Download our app

Disponible enGoogle Play
Disponible enApple Store
Disponible enAppGallery

Last update

May 30, 2026

Social media

InstagramFacebookTwitterTik TokYoutubeLinkedin
GOV.COColombia.COBicentennial Group
Supervised by Superintendencia
About FNAConsumer AdvocatePQRSTransparencyTerms and policies© FNA All rights reserved

Need help?

Find answers to the most frequently asked questions about our services.

Do you need more information?

Visit citizen service
Savings

View all questions

Do you need more information?

Visit citizen service

Our service channels

Chat

Chat

Talk with a consultant

Control Entities

Control Entities

Exclusive email for control entities

Email

Email

Leave us your messages

Service points

Service points

Find the nearest service point

WhatsApp

WhatsApp

+57 321 3213441