The home of your Severance
We offer great benefits for your employees. Learn here about the benefits, reporting and collection channels for depositing your workers' Severance.

What are Severance?
They are a social benefit to which every worker with an employment contract is entitled. They are equivalent to one month's salary for each year of service or proportional to the time worked. Severance can be used to purchase or remodel housing, for higher education for the worker, their spouse, children, and stepchildren; to purchase shares of public entities, to purchase educational insurance policies, or upon termination of the employment contract.

Main benefits
They are the gateway to the possibility of housing financing.
There is no enrollment or administration fee.
Partial or final withdrawals have no additional cost.
Public servants under the retroactivity regime retain this right when transferring to Fondo Nacional del Ahorro.
They generate returns based on the Unidad de Valor Real (UVR) set by Banco de la República.
We are an institution with over 52 years of experience, strength, and profitability.
More than 60 service points throughout the country.
Why enroll with FNA?
Get immediate access to our housing financing portfolio
We are the only Cesantías administrator that lends directly for the purchase of your own home
Generate returns based on the Unidad de Valor Real (UVR) set by Banco de la República
We do not charge a commission for partial or final withdrawals
Enrollment and management of your Cesantías is free
Get immediate access to our housing financing portfolio
We are the only Cesantías administrator that lends directly for the purchase of your own home
Generate returns based on the Unidad de Valor Real (UVR) set by Banco de la República
We do not charge a commission for partial or final withdrawals
Enrollment and management of your Cesantías is free
Other services
Discover more features of our portal.
