The home of your Cesantías
We offer great benefits for your employees. Learn here about the benefits, reporting and collection channels for depositing your workers' Cesantías.
Enroll now!
What are Cesantías?
They are a social benefit to which every worker with an employment contract is entitled. They are equivalent to one month's salary for each year of service or proportional to the time worked. Cesantías can be used to purchase or remodel housing, for higher education for the worker, their spouse, children, and stepchildren; to purchase shares of public entities, to purchase educational insurance policies, or upon termination of the employment contract.

Main benefits
They are the gateway to the possibility of housing financing.
There is no enrollment or administration fee.
Partial or final withdrawals have no additional cost.
Public servants under the retroactivity regime retain this right when transferring to Fondo Nacional del Ahorro.
They generate returns based on the Unidad de Valor Real (UVR) set by Banco de la República.
We are an institution with over 52 years of experience, strength, and profitability.
Why enroll with FNA?
Get immediate access to our housing financing portfolio
We are the only Cesantías administrator that lends directly for the purchase of your own home
Other services
Discover more features of our portal.
