Together, more benefits

1. Benefits:

A 13% discount year-round for members of the National Savings Fund on select products such as Cerámica Nacional, carpets and synthetic turf, maintenance and cleaning products, flooring, bathroom fixtures, and industrial flooring.

2. Additional Benefits:

Free design services using tools such as the trend test, room simulator, and virtual design center, along with personalized advice from a design or architecture professional for members of the National Savings Fund S.A. Additionally, various retail locations are available nationwide, where members can receive advice and guidance to help them choose the right materials for their individual lifestyles.

3. Terms and Conditions:

This benefit applies only to selected categories and products:

1. Domestic Ceramic Tiles: a variety of products, including 20x20 ceramic tiles, stoneware planks, the Torino line, additives, and adhesives.
2. Synthetic Carpets and Grass: includes ceramic mesh.
3. Maintenance and Cleaning Products: paints, stone, and marble.
4. Flooring: laminate, vinyl, and stone tiles.
5. Bathrooms: basic Alfa category.

• Industrial flooring: tiles, planks, and accessories sold individually (mortars, Alfaquick Max, epoxy grout, etc.).

4. Restrictions:

1. Members can redeem this benefit using the membership certificate issued by Fondo Nacional del Ahorro S.A.
2. Applies to select items.
3. Cannot be combined with other promotions.
4. Does not apply to installation or shipping services.
5. Valid while supplies last.

1. Benefits

Get a 7% discount on products manufactured in Colombia, such as domestic ceramic floor and wall tiles. An excellent option for remodeling your home with quality materials.

2. Conditions for receiving the discount:

1. Present the discount coupon generated on the National Savings Fund platform.
2. Present a valid ID.
3. Make the purchase at a Cerámica Italia showroom.

3. Additional Conditions:

1. Discounts cannot be combined with other promotions or special campaigns.
2. Does not apply to discontinued, used, or clearance items.
3. Does not apply to purchases made through distributors or third parties.
4. Valid only on select products within the partnership.

1. Benefits:

Receive a 5% discount on imported flooring (porcelain tiles) and home remodeling products, such as: toilets, sinks, mirrors, bathroom furniture, faucets, adhesives, trim, and more.

2. Conditions for receiving the discount:

1. Present the discount coupon generated on the National Savings Fund platform.
2. Present a valid ID.
3. Make the purchase at a Cerámica Italia showroom.

3. Additional conditions:

1. Discounts cannot be combined with other promotions or special campaigns.
2. Does not apply to discontinued, used, or clearance items.
3. Does not apply to purchases made through distributors or third parties. 
4. Valid only on select products within the partnership.

1. Benefits:

Get a special combo for $14,900, which includes 1 cheese stick and 1 9-ounce cappuccino. Conditions for receiving the discount:

1. You must present the coupon generated on the FNA JUNTOS website, as well as a valid membership certificate from the National Savings Fund.
2. This benefit cannot be combined with other discounts or promotions.
3. It is subject to availability at each store.
4. It can only be redeemed at Café Quindío locations.
5. This offer is valid through November 18, 2026.

2. Additional conditions:

At physical stores, you must present the voucher generated on the National Savings Fund platform and your valid membership certificate from the National Savings Fund, which must be shown at the time of purchase either on your cell phone or in hard copy.

1. Benefits:

Members of the National Savings Fund receive an additional 10% on top of the discount already applied to products in the store. If a product is discounted by 40%, an extra 10% is added. If a product is discounted by 50% or more, the discount does not increase. (Does not apply to lingerie.)

2. Conditions for receiving the discount:

1. Delivery time for mattresses is 6 business days in Bogotá and 20 business days for other cities.
2. There is no shipping charge in Bogotá. For other cities, please confirm the cost with the store.
3. Does not apply to lingerie items.

3. Additional conditions:

At physical stores, you must present the voucher generated on the Fondo Nacional del Ahorro platform at the time of purchase, either on your cell phone or as a printed copy.

1. Benefits:

Enjoy a 10% discount on all Romance Relax brand products. This benefit applies at their physical stores located in Bogotá, nearby municipalities, and the Valle del Cauca.

2. Conditions for receiving the discount:

1. The discount cannot be combined with other special discounts or promotions offered by the brand.
2. The discount applies to the product’s price at the time of purchase.
3. Used, display, or modified products are not eligible for exchanges or returns.

3. Additional Conditions:

At physical stores, you must present the voucher generated on the National Savings Fund platform at the time of purchase, either on your cell phone or as a printed copy.

1. Benefits:

Members of the National Savings Fund receive a 30% discount on the purchase of Purifil brand water purifiers.

2. Conditions for receiving the discount:

Present a valid membership certificate issued by the National Savings Fund, a government-issued ID, and a redemption coupon, all of which must be presented at the time of purchase.

3. Additional conditions:

1. The water purifiers come with a one-year warranty.
2. The water dispensers are delivered without a filter but are installed with a 10-pack of American-style activated carbon block filters.
3. Installation of the equipment is performed by Purifil Internacional Ltda.
4. Any additional plumbing work (pipes, faucets, etc.) must be paid for by the buyer.
5. Purifil offers maintenance services and replacement parts.
6. Returns may be made within 5 days of delivery, provided the product is in perfect condition, undamaged, and shows no signs of use.

1. Benefits:

Members of the National Savings Fund receive a 25% discount on the purchase of Purifil brand water purifiers.

2. Conditions for receiving the discount:

Present a valid membership certificate issued by the National Savings Fund, a government-issued ID, and a redemption coupon, all of which must be presented at the time of purchase.

3. Additional conditions:

1. The water purifiers come with a one-year warranty.
2. The water dispensers are delivered without a filter but are installed with a 10-pack of American-style activated carbon block filters.
3. Installation of the equipment is performed by Purifil Internacional Ltda.
4. Any additional plumbing work (pipes, faucets, etc.) must be paid for by the buyer.
5. Purifil offers maintenance services and replacement parts.
6. Returns may be made within 5 days of delivery, provided the product is in perfect condition, undamaged, and shows no signs of use.

1. Benefits:

20% discount on curriculum programs offered by the Latin American Center for Learning in Business Sustainability S.A.S. (CLASE SAS), available online or in person (subject to availability).

2. Conditions for obtaining the discount:

To receive the discount, you must present the voucher generated on the National Savings Fund platform.

3. Additional conditions:

This benefit applies only to members of the National Savings Fund. Program dates are subject to demand.

For curricular programs, dates are set according to Clase SAS’s academic calendar: nationwide, the Coffee Region program will take place on September 5 and 6; the Southwest Region (Cali), on September 22 and 23; and the Caribbean Coast Region (Barranquilla), on September 26 and 27.

As for the international programs, they will take place on the following dates: Miami, October 10 and 11; Mexico, October 17 and 18; Madrid, October 24 and 25; Santo Domingo, November 7 and 8; Lima, November 14 and 15; Guatemala, November 21 and 22; and Quito, November 28 and 29.

1. Benefits:

Receive an 8% direct discount on the total cost of the solar energy (photovoltaic) system.

2. Conditions for receiving the discount:

• This benefit applies only to members of the National Savings Fund
• Be an individual
• Be the owner of the property where the solar system will be installed
• You must be current with your regional electricity provider
• You must initiate the process directly with SUN Colombia

3. Additional Conditions:

To apply, you must present the voucher generated on the National Savings Fund’s platform.

1. Benefits:

Receive tax optimization consulting aimed at creating talent retention, loyalty, and growth programs within organizations, promoting savings and investment to achieve financial goals.

2. Additional benefits:

Consulting will be provided by qualified professionals and, where applicable, by financial advisors certified by the Securities Market Self-Regulatory Organization (AMV).

3. Conditions for obtaining the discount:

1. One consulting session per company, lasting approximately 60 minutes.
2. The session may be held virtually or in person.
3. The consultation is informational and educational
4. It does not replace specialized financial advice
5. It is scheduled based on availability

4. Additional conditions:

Access to this benefit is arranged through a request submitted by an authorized company representative via the Corporate Management Division of the National Savings Fund, which facilitates contact with Opportunity.

1. Benefits:

The discount will be applied in accordance with the conditions set forth in the rate schedule and the partner’s internal policies; it cannot be combined with other current promotions or discounts.

2. Conditions for obtaining the discount:

Valid for the duration of the agreement. Applies exclusively to individuals affiliated with FONDO NACIONAL DEL AHORRO S.A., upon prior verification. Applies to current official rates. Cannot be combined with other discounts or agreements. Subject to operational availability, capacity, and the schedules of the Bogotá Red Cross. Applies only to the services expressly included. The service will be provided in accordance with the protocols and internal policies of the Bogotá Red Cross.

3. Additional Conditions:

At physical locations, you must present the voucher generated on the Fondo Nacional del Ahorro platform along with your identification. Request the service at a physical or virtual location. Staff will apply the discount according to the rate schedule. The transaction will be confirmed, and your service registration will be confirmed.

1. Benefits:

The discount will be applied in accordance with the conditions set forth in the rate schedule and the partner’s internal policies; it cannot be combined with other current promotions or discounts.

2. Conditions for obtaining the discount:

1. Valid for the duration of the agreement.
2. Applies exclusively to individuals affiliated with FONDO NACIONAL DEL AHORRO S.A., upon prior verification.
3. Applies to current official rates.
4. Cannot be combined with other discounts or agreements.
5. Subject to operational availability, capacity, and the schedules of the Bogotá Red Cross.
6. Applies only to the services expressly included.
7. The service will be provided in accordance with the internal protocols and policies of the Bogotá Red Cross.

3. Additional conditions:

At physical locations, you must present the voucher generated on the Fondo Nacional del Ahorro platform along with your identification. Request the service at the physical or virtual location. Staff will apply the discount according to the rate schedule. The transaction will be confirmed, and your service registration will be confirmed.

1. Benefits:

The discount will be applied in accordance with the conditions set forth in the rate schedule and the partner’s internal policies; it cannot be combined with other current promotions or discounts.

2. Conditions for obtaining the discount:

Valid for the duration of the agreement. Applies exclusively to individuals affiliated with FONDO NACIONAL DEL AHORRO S.A., upon prior verification. Applies to current official rates. Cannot be combined with other discounts or agreements. Subject to operational availability, capacity, and the schedules of the Bogotá Red Cross. Applies only to the services expressly included. The service will be provided in accordance with the protocols and internal policies of the Bogotá Red Cross.

3. Additional conditions:

At physical locations, you must present the voucher generated on the Fondo Nacional del Ahorro platform along with your identification. Request the service at the physical or online location. Staff will apply the discount according to the rate schedule. The transaction will be confirmed, and your service registration will be confirmed.

1. Benefits:

You will have access to the Preferential Card, valid for one year, which includes:

• Enrollment of one primary cardholder and two (2) beneficiaries
• Unlimited dental evaluations with specialists and general dentists
• Unlimited daytime emergency care (pain management)
• Two (2) professional cleanings and two (2) tartar removals per year
• Unlimited periapical X-rays (2x2)
• The card’s regular price is $300,000, but for FNA members, it is only $200,000

2. Conditions for obtaining the discount:

Intended for individuals (members of FONDO NACIONAL DEL AHORRO S.A.). The benefit will be redeemed upon validation of membership through a certificate issued by the Fondo Nacional del Ahorro and a valid ID.

3. Additional conditions:

This benefit applies exclusively to current FNA members. It includes a dental evaluation, daytime emergency care, two cleanings, and two tartar removals per year, as well as a 20% discount on all dental treatments. It cannot be combined with other promotions and is redeemable only at clinics affiliated with Oral Express under this partnership, in accordance with guaranteed clinical quality standards.

1. Benefits:

Members of the Fondo Nacional del Ahorro may access a 25% discount on the current rate for all accommodation plans offered by Irotama Resort.

2. Conditions:

• Applies exclusively to individuals affiliated with the Fondo Nacional del Ahorro.
• Redemption of the benefit is subject to verification of membership through the presentation of a membership certificate issued by the Fondo Nacional del Ahorro and the member's identification document.
• Reservations are subject to availability according to the season and hotel occupancy levels.

3. Restrictions:

• Not valid during the year-end peak season.
• Not valid during Holy Week.
• Not valid during the Barranquilla Carnival season.
• Not valid during the School Break Week from October 3 to October 11, 2026.
• This promotion is non-refundable.
• It cannot be combined with other promotions, offers, or discounts.

4. Access Procedure:

To access this benefit, the member must contact an Irotama Resort advisor and verify their affiliation with the Fondo Nacional del Ahorro.

1. Request your Fondo Nacional del Ahorro membership certificate.
2. Contact an Irotama Resort advisor through any of the following channels:

• Santa Marta: +57 (605) 4237171 Ext. 25507
• Bogotá: +57 (601) 3264300 Ext. 255110
• Email: Reservas@irotama.com

3. Present your membership certificate and identification document for benefit validation.
4. Make your reservation according to the hotel's availability and current conditions.
5. The 25% discount will be applied to the rate corresponding to the selected accommodation plan.

1. Benefits:

Companies affiliated with Fondo Nacional del Ahorro’s Red Conecta Empresarial program may access one free month of job postings on Elempleo and up to a 20% discount on corporate packages. Additionally, training sessions aimed at strengthening talent sourcing, attraction, and recruitment processes will be provided.

2. Conditions:

• The benefit applies only to companies that are not currently active clients of Elempleo.
• To qualify for the discount on corporate packages, the company must not have held an active Elempleo membership for at least one (1) year.

3. Access Procedure:

Access to this benefit is managed through a company request submitted via the Business Management Office of Fondo Nacional del Ahorro, which coordinates contact with Elempleo to ensure the proper application of the benefit.

1. The interested company appoints an authorized representative.
2. The representative completes the required form or submits the request through the channels established by Red Conecta Empresarial.
3. The FNA Business Management Office validates the request and coordinates the relationship with Elempleo.
4. Elempleo contacts the company to activate the benefit and apply the corresponding commercial conditions.

1. Benefits:

Members of the Fondo Nacional del Ahorro may access a 15% discount on the current rate of the Irotama Resort Convention Plan, designed for events, meetings, and corporate gatherings.

2. Conditions:

• Applies exclusively to individuals affiliated with the Fondo Nacional del Ahorro.
• Redemption of the benefit requires verification of membership through the presentation of a membership certificate issued by the Fondo Nacional del Ahorro and the member's identification document.
• Reservations are subject to availability based on the season and hotel capacity.

3. Restrictions:

• Not valid during the year-end peak season.
• Not valid during Holy Week.
• Not valid during the Barranquilla Carnival season.
• Not valid during the School Break Week from October 3 to October 11, 2026.
• This promotion is non-refundable.
• It cannot be combined with other offers, promotions, or discounts.

4. Access Procedure:

To arrange event details and access the benefit, the company's representative must contact an Irotama Resort advisor and provide proof of affiliation with the Fondo Nacional del Ahorro.

1. Request your Fondo Nacional del Ahorro membership certificate.
2. Contact an Irotama Resort advisor through any of the following channels:

• Santa Marta: +57 (605) 4237171 Ext. 25507
• Bogotá: +57 (601) 3264300 Ext. 255110
• Email: Reservas@irotama.com

3. Present the membership certificate and identification document for benefit validation.
4. Coordinate the event requirements, dates, and conditions with the advisor.
5. Once the information has been validated, the 15% discount will be applied to the current Convention