What is the Construction Loan?
It is a specialized credit line for developers and builders nationwide, designed to finance and support the commercialization of Social Interest Housing (VIS) and Priority Interest Housing (VIP) projects. It offers competitive interest rates and financing conditions that promote sustainable urban development and social well-being.
Pillars
1
Promote access to social housing through the development of VIS (Social Interest Housing) and VIP (Priority Interest Housing) projects that help reduce the housing deficit.
2
Finance regional development by promoting housing projects that foster growth and territorial well-being.
Features
Intended for legal entities or individuals with a registered business establishment engaged in construction activities.
Designed to finance VIS (Social Interest Housing) and VIP (Priority Interest Housing) projects nationwide.
Insurance policies required (Construction All-Risk, General Third-Party Liability, and Decennial Liability Insurance).
Financing available in UVR and/or Colombian pesos, subject to current conditions.
Financing of up to 80% of the project's value.
Requires pre-sales equivalent to 70% of the project.
Repayment through direct principal payments, subrogations, and pro rata payments.
Loan term of up to 24 months.
Financing of up to COP 83.475 billion per construction company.
Intended for legal entities or individuals with a registered business establishment engaged in construction activities.
Designed to finance VIS (Social Interest Housing) and VIP (Priority Interest Housing) projects nationwide.
Insurance policies required (Construction All-Risk, General Third-Party Liability, and Decennial Liability Insurance).
Financing available in UVR and/or Colombian pesos, subject to current conditions.
Financing of up to 80% of the project's value.
Requires pre-sales equivalent to 70% of the project.
Repayment through direct principal payments, subrogations, and pro rata payments.
Loan term of up to 24 months.
Financing of up to COP 83.475 billion per construction company.
Benefits
Cost-free credit assessment.
Personalized and comprehensive support from our Builder Loan Executives throughout the entire loan lifecycle.
Support in the marketing and commercialization of financed projects.
Access to more than 2.5 million potential homebuyers.
Benefit from preferential interest rates for projects with sustainable certification.
Cost-free credit assessment.
Personalized and comprehensive support from our Builder Loan Executives throughout the entire loan lifecycle.
Support in the marketing and commercialization of financed projects.
Access to more than 2.5 million potential homebuyers.
Benefit from preferential interest rates for projects with sustainable certification.
Results that build the future
+115
Approved projects.
+17.000
VIP and VIS units financed.
+1,5
Trillions Colombian pesos approved.
+20
Colombian departments impacted.
+60
Municipalities impacted.
+30.000
Jobs created.
+435.000
Millions disbursed.
+250.000
Millions financed for sustainable projects.
+25
Funded projects are nearing completion.