Mi Techo Propio Subsidy
National Government programs that subsidize the down payment and/or part of the interest rate based on SISBEN IV, household income and the value of the home.
Mi Techo Propio Subsidy
"Mi Techo Propio" is a subsidy granted by the Alcaldía de Barranquilla, designed to facilitate the acquisition of Vivienda de Interés Social (VIS) or Vivienda de Interés Prioritario (VIP) for families in vulnerable situations.
This program will benefit 10,000 individuals, providing a unique opportunity to access dignified and safe housing.
Benefits
Encourages more people to invest in their home and improve their quality of life.
Applies to social interest housing, ensuring accessible options for beneficiaries.
Reduces the total cost of the home, making its acquisition more affordable.
Directed at individuals who meet the established requirements, ensuring support for those who genuinely need it.
Who can apply?
Residents of Barranquilla.
Households with total monthly income not exceeding the equivalent of four (4) SMMLV.
Individuals in SISBEN and Red Unidos, community mothers, victims of violence, senior citizens, Afro-Colombian and indigenous communities, among others.
"Mi Techo Propio" Subsidy Modalities
Type A Subsidy: concurrent
Other subsidies apply
| Ingresos del hogar | Subsidio en SMMLV |
|---|---|
| 0-2 SMMLV (Sisbén IV en las categorías entre A1-C8) | 10 SMMLV $14.235.000* |
| 2-4 SMMLV (Sisbén IV en las categorías entre C9-D20) | 8 SMMLV $11.388.000* |
Type B Subsidy: concurrent
Other subsidies do not apply
| Ingresos del hogar | Subsidio en SMMLV |
|---|---|
| 0-2 SMMLV (Sisbén IV en las categorías entre A1-C8) | 10 SMMLV $14.235.000* |
| 2-4 SMMLV (Sisbén IV en las categorías entre C9-D20) | 8 SMMLV $11.388.000* |
Loan installment subsidy
Applies to families that are beneficiaries of the non-concurrent district subsidy, with a mortgage loan or housing leasing.
Requirements
Be of legal age (with a valid citizenship ID or foreigner ID)
Not having received a family subsidy, except for exceptions*
Be a resident of the city of Barranquilla
Not owning a home in Colombia, except for exceptions*
Authorize the construction company to submit the application for the district subsidy.
Note: Beneficiaries of the non-concurrent subsidy for the acquisition of VIS or VIP housing through a mortgage loan or a housing leasing contract will also have the option to apply for the loan installment subsidy.