Subsidio Familiar
National Government programs that subsidize the down payment and/or part of the interest rate based on SISBEN IV, household income and the property value.
Subsidio Familiar de Vivienda - Family Compensation Funds
In order to guarantee the right to housing, the State has developed a policy aligned with the specific socioeconomic conditions of beneficiary households, ensuring equal access to the Subsidio Familiar de Vivienda for all types of households, including single-person households. The amount of the Subsidio Familiar de Vivienda (SFV) granted by the family compensation funds, charged to parafiscal resources, is determined according to the household's income level (in SMMLV) as set forth below:
1. Acquisition of new housing — the SFV amount may not exceed the value defined in the following table:
| Ingreso del hogar en SMLMV* | Valor del SFV en SMLMV* | |
|---|---|---|
| Desde | Hasta | |
| 0 SMLV | 2 | 30 |
| 2 | 4 | 20 |
2. Construction on own site:
- Urban Housing: Up to 19 SMMLV*.
- Rural Housing: up to 70 SMMLV*.
3. Housing improvement:
- Urban Housing: up to 18 SMMLV*.
- Rural Housing: up to 22 SMMLV*.
*SMLMV: Salario Mínimo Legal Mensual Vigente
*SMMLV 2025: $1.423.500