Preferential Rate UVR + 4%

Designed to provide access to mortgage loans for Colombians whose monthly income is up to 2 SMMLV. It is worth noting that with this credit line the FNA finances Vivienda de Interés Social (VIS), which has a price cap of 135 SMMLV, equivalent to $192,172,500 COP for 2025.
At the UVR + 4% Rate, the lowest installments start at $470,000 COP per month (insurance not included).
Features
The lowest interest rates in the market.
Financing of up to 90% of the property's value.
Applies to all Colombians with income not exceeding the current 2 SMMLV.
Access to the financial system.
Monthly installments lower than those of peso-denominated loans.
