FNA Generation
A loan with special benefits so young people can access their own home.
What is FNA Generation?
An exclusive FNA program that offers special benefits to young people, making it easier to access a mortgage loan or Housing Leasing for the purchase of a new or existing home.
Benefits
With this program, you can finance up to 90% of the value of the home, meaning you only need to provide the remaining 10% as a down payment.
If the home is a VIS (Social Interest Housing) property financed in Colombian pesos and it is your only home, you may qualify for financing of up to 100% of the property's value.
Type of Housing: VIP, VIS, or Non-VIS.
Term: From 5 to 30 years for loans denominated in UVR, or up to 20 years for loans denominated in Colombian pesos (COP).
You must provide proof of membership before reaching the age of 28 and submit your loan application before reaching the age of 29.
The application may be submitted individually, jointly, or with a non-member co-signer, provided that both applicants meet the established age requirements.
Applications may be submitted individually, jointly, or with a non-member co-signer, provided that both applicants meet the established age requirements.
Tasa de interés con un beneficio de 50 puntos básicos menos sobre la tasa vigente en cartelera.
If subsidies are requested, the eligibility conditions related to income level shall apply.
Not applicable to loan portfolio purchases.
With this program, you can finance up to 90% of the value of the home, meaning you only need to provide the remaining 10% as a down payment.
If the home is a VIS (Social Interest Housing) property financed in Colombian pesos and it is your only home, you may qualify for financing of up to 100% of the property's value.
Type of Housing: VIP, VIS, or Non-VIS.
Term: From 5 to 30 years for loans denominated in UVR, or up to 20 years for loans denominated in Colombian pesos (COP).
You must provide proof of membership before reaching the age of 28 and submit your loan application before reaching the age of 29.
The application may be submitted individually, jointly, or with a non-member co-signer, provided that both applicants meet the established age requirements.
Applications may be submitted individually, jointly, or with a non-member co-signer, provided that both applicants meet the established age requirements.
Tasa de interés con un beneficio de 50 puntos básicos menos sobre la tasa vigente en cartelera.
If subsidies are requested, the eligibility conditions related to income level shall apply.
Not applicable to loan portfolio purchases.
How to access?
You must be enrolled with the FNA, either through Cesantías or AVC.
Be between 18 and 28 years old. Note: at the time of filing the loan application, 28 years + 364 days.
Applies to Mortgage Loan and Housing Leasing.
How do I enroll?
Contact an advisor
Have questions? Get in touch now and receive personalized advice.
Enroll virtually
You can now join the Fondo Nacional del Ahorro virtually, just one click away.
Enroll in person
Visit a service point with a photocopy of your Cédula and complete the Enrollment Form.
Interest rates
At the FNA we think about you and your wallet, which is why we offer excellent rates so you can fulfill your dream of owning a home.
Check current rates
