Mortgage loan
We offer a range of loan options designed to meet your specific needs, whether you are looking to purchase a new home, improve your current one, or consolidate your mortgage debts. Discover our loan options and learn how we can help you achieve your housing goals.
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What is it?
We offer a range of loan options designed to meet your specific needs, whether you are looking to purchase a new home, improve your current one, or consolidate your mortgage debts. Discover our loan options and learn how we can help you achieve your housing goals."
Mortgage loan stages and timeframes
Advisory - 1 hour
We provide information about home financing options and collect the documents needed to start your application.
Filing - 7 days
We review your application form and supporting documents to ensure everything is complete and accurate. We then digitize the documents to continue the process.
Analysis - 6 days
We evaluate your mortgage or leasing application based on the institution’s policies and your repayment capacity.
Legalization - 89 days
We complete the procedures required to formalize your loan. This timeframe includes processes handled by third parties, such as notaries and public registration offices. For new housing purchases, construction company timelines are also taken into account.
Disbursement - 3 days
Once the process is completed, we disburse the loan funds. These timeframes are approximate and may vary as process improvements are implemented.
How do I become an affiliate?
Contact an advisor
Have questions? Get in touch now and receive personalized advice.
Affiliate online
You may now become a member of Fondo Nacional del Ahorro virtually, with just one click.
Affiliate in person
Visit a service point with a photocopy of your ID card and complete the Affiliation Form.
Types of loan
New Housing Purchase Loan
We offer financing with excellent terms and interest rates so you can move into your new home with ease.
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Used Housing Purchase Loan
We provide you with the opportunity to acquire a used home that fits your needs.
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Construction on Own Lot
If you already own a lot, we offer the financing you need to build the home of your dreams.
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Mortgage Portfolio Purchase
We purchase your mortgage portfolio to help you continue pursuing your housing dream.
Learn moreHome Improvement Loan
This loan is designed to enable you to carry out renovations and improvements that increase the value and comfort of your current home.
Learn moreRequirements and documents
- Photocopy of identification document.
- Housing financing application form fully completed, without erasures or strikethroughs.
- Income Tax Return or Income and Withholdings Certificate (CIR) for the most recent taxable year, as applicable.
- Employment certificate issued no more than 60 days prior. Within the last twelve (12) months, the applicant must demonstrate at least six (6) months of income for indefinite-term contracts or eight (8) months of income for contracts other than indefinite-term.
Additional documentation
Other Services
Payment centers
Interest rates
At FNA we care about you and your finances, which is why we offer excellent rates to help you achieve your dream of owning your own home.
View current rates